Learn why most Kiwis
end up having to cancel their

life insurance

before they can use it!

Life
Trauma
Income protection
TPD
Mortgage protection
Key person cover

FIND THE MOST COST-EFFECTIVE LIFE INSURANCE PREMIUMS FOR YOUR CIRCUMSTANCES

What are Level Premiums?

If you are one of the many New Zealanders who currently hold a stepped
life insurance policy then your premiums will become much more
expensive as time goes by. When you really need it there is a good
chance you will no longer have it in place.

The most important message here is that everyone who has a stepped
life insurance policy is affected. This is why most life insurance policies
will never pay. They won‟t pay because they will have been cancelled
before there is a chance of a claim.

Why it Matters!

THE PROBLEM WITH INCREASING LIFE INSURANCE PREMIUMS

When you’re young, you can have thousands of dollars of cover for less than $5/week with standard “increasing” life insurance policies. However, as you age, your premiums increase exponentially, ultimately making them unaffordable for most people.

52% of New Zealanders have no life insurance, many having cancelled their cover due to the exorbitant expense.

Adding to the problem, many insured kiwis would be shocked to realise that they only have temporary life insurance in place. Given the right information, most kiwis would not choose either of these scenarios for themselves.

Hi. I’m Steve.

New to Insurance?
No Problem.

Whether you’re starting out in life, growing your business, or simply have some questions I’d love the opportunity to understand where you’re at and see if we can help in any way. My goal is to always try and find what’s best for you and your situation. Clients I’m sure would say my values of integrity, honesty and trust shine through. Feel free to book a no obligation discovery chat and find out whether level premiums are right for you?

Over

100

policies in place

1

claims paid so far in 2024

serving clients in

BOP, Waikato and Auckland

Group employer schemes from

5 to 500 staff

Insurance for Better Life

Ready to find out if level premiums are right for you?

Get in touch

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